Commercial lending across the CSRA and Lowcountry
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Commercial lending with local perspective

Commercial lending in Augusta, GA, built around your business.

Work directly with Billy D. Peel for experienced guidance on commercial real estate, working capital, construction loans, and business financing across the CSRA and Lowcountry.

More than 40 years of lending and brokerage experience · NMLS #332044

Billy D. Peel, Founder and Managing Partner
Founder and Managing Partner Billy D. Peel bpeel@mcsfunding.net

Relationship-driven commercial lending for businesses, investors, and property owners throughout Augusta, the CSRA, Savannah, Beaufort, and the Lowcountry.

Commercial loan solutions

Financing for the opportunity in front of you

Every business and transaction is different. Billy starts by understanding the property, the company, and the goal before discussing potential financing paths.

Commercial Real Estate Loans

Financing guidance for office, retail, industrial, mixed-use, and owner-occupied properties in Augusta and the CSRA.

Working Capital Loans

Capital and line-of-credit options designed to support operations, inventory, and business growth.

Construction Loans

Solutions for commercial construction, rehabilitation, land acquisition, and development projects.

Business Acquisitions

Financing strategies for purchasing a business, restructuring ownership, or supporting expansion.

Investment Property

Guidance for experienced and first-time commercial property investors evaluating new opportunities.

Customized Capital

A practical review of conventional and alternative capital sources based on your specific needs.

A direct, experienced approach

Start with the business, not a loan product.

Billy takes time to understand what you are trying to accomplish, the timing involved, and the strengths of the transaction. That context helps identify realistic financing options and keeps the process focused.

Discuss your financing needs
  1. 1

    Share the opportunity

    Talk through the business goal, property, project, timing, and capital need.

  2. 2

    Review possible structures

    Consider financing paths, likely requirements, and the information needed to move forward.

  3. 3

    Move through the process

    Receive direct communication and practical guidance from initial review through closing.

Billy D. Peel

Experience you can call directly

Billy D. Peel, Founder and Managing Partner

Billy D. Peel is the Founder and Managing Partner of Mortgage Capital Services LLC, bringing more than 40 years of experience in mortgage lending, commercial real estate finance, banking, and financial consulting. Since establishing Mortgage Capital in 1995, Billy has helped individuals, investors, and businesses evaluate financing strategies designed around their specific needs and long-term objectives.

A graduate of the University of Georgia with a BBA in Real Estate and Urban Development and a minor in Finance, Billy has also completed advanced graduate-level coursework in finance. Billy holds both Real Estate Broker and Mortgage Broker licenses in Georgia and South Carolina. He has extensive experience structuring residential, commercial, investment, and Private Equity.

Today, Billy focuses on providing practical guidance, personalized service, and financing solutions that help clients protect assets, improve financial flexibility, and make informed real estate decisions.

Billy D. Peel · NMLS #332044

Start a conversation

Tell Billy about your financing needs.

Call or email Billy directly. You can also send a brief request below, and he will follow up to learn more about the opportunity.

Please do not include Social Security numbers, account numbers, or other sensitive information.

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Call Billy directly706-250-0135