Blog
Clear answers about mortgages, home equity, and housing decisions.
Educational articles on buying, refinancing, home equity, and reverse mortgages, written to help you and your family make informed decisions.
Could Helping Seniors Make Better Housing Decisions Become One of the Most Valuable Community Services a Real Estate Company Provides?
Billy Peel on how real estate companies and lending partners can help seniors and their families make better-informed housing decisions.
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Spend Investments First, or Tap Home Equity First?
A balanced look at the order you draw retirement income — investments, cash, or home equity — and the trade-offs that come with each choice.
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Is Home Equity Cash Flow Taxable? What the Rules Actually Say
Loan proceeds from home equity usually aren't counted as taxable income — here's what that really means, where the exceptions and trade-offs are, and why a tax advisor still belongs in the conversation.
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Protecting Retirement Assets from Rising Healthcare Costs
An educational look at how healthcare costs can pressure retirement savings, and how families weigh cash reserves, insurance, and home equity — including a reverse mortgage — as possible sources of flexibility.
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Real Estate, Mortgage Guidance, and the Senior Homebuyer Market
How professionals can connect housing, home equity, and senior-homebuyer education to create more possibilities for clients.
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Using Home Equity Instead of Selling Investments in a Down Market
When markets fall, selling investments can lock in losses. Here is how some retirees use home equity as an alternative source of cash — and what to weigh first.
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5 Questions to Ask Before a Reverse Mortgage
Use these questions to start a clear conversation with your family and a qualified lending professional before deciding whether a reverse mortgage may fit.
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How a HECM Reverse Mortgage Actually Works
A plain-English walkthrough of eligibility, how funds can be received, when the loan is repaid, and the responsibilities that continue.
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Reverse Mortgage Myths and Facts
Who owns the home, what happens to heirs, and the obligations borrowers keep — a clear look at what's true and what isn't.
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Staying in Your Home for the Next 20 Years
Planning to age in place? How home equity can help fund home modifications and support — and what to weigh before deciding.
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What Adult Children Should Know About Their Parents' Home Equity
A guide for the family: how reverse mortgages work, the questions to ask together, and how to support a good decision.
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Before You Sell the Family Home, Consider These Options
The full cost of moving is easy to underestimate. Here are alternatives that may let you access equity without leaving.
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Financial Security After the Loss of a Spouse
When income changes but the home stays, home equity may help provide stability — on your timeline, with no rush.
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